Our company and culture

Community-minded values are deeply ingrained in our company and culture. We make bold, strategic investments that strengthen our communities, foster independence and create opportunities for our associates to engage through volunteerism and supported giving.

Explore our community giving priorities

We work hard to align our community initiatives with our business priorities in a way that will be good for society and good for our business.

Empower our communities by investing in tools, training and programs that boost financial confidence. We support programs that create measurable impact in financial literacy, job training and upskilling as well as increasing the earning power of underserved populations.

Increase access to inclusive opportunities that enable individuals to enhance their quality of life and achieve self-sufficiency. We invest in programs focused on hunger and housing, early education and youth mental health.

Invest in initiatives that have the greatest potential to combat climate change and its effects, including those focused on the preservation and restoration of lands, innovative methods of energy conservation and production, improving the well-being, and living conditions of populations disproportionately impacted by climate change.

Recent business accomplishments

$9.8M in charitable donations
Associate volunteer hours increased by 7%
$65M in new commitments for multi-family affordable housing projects
92% of associates agree that Bread Financial is taking action to be socially responsible

Community partners

Bread Financial proudly supports organizations that matter to our customers and communities. Our community partnerships are reflective of our core values and commitment to pay it forward.

Mid-Ohio Food Collective
Open Bob Woodruff Foundation Corporate Site
The Kids Mental Health Foundation
Open Financial Health Network Corporate Site
Open The Teen Warehouse Corporate Site
Open Canine Companions Corporate Site
Open My Possibilities Corporate Site
Open Junior Achievement Corporate Site
Open ROX Corporate Site

Community engagement and volunteerism

Kindness and generosity are the heart of our community engagement and volunteerism efforts. Our associates play a critical role in advancing our pay it forward value, and we match their donations, encourage volunteer time and create opportunities for them to give back in their own ways.

Giving Guidelines

Our Community Reinvestment Act (CRA) commitments

We’re committed to meeting the credit needs of our community under the Credit Reinvestment Act. Led by our banks, our CRA strategy is developed by working with local nonprofits and government agencies to identify and address emerging challenges and is guided by three principles: diversifying our community development loans and investments; making impactful and timely grants; and engaging our communities through service and volunteerism. 

Stephanie White's headshot

Message from Leadership

We are deeply committed to empowering communities with the resources needed to strengthen economic vitality and social wellbeing. Our holistic approach incorporates bold investments, active volunteerism and strategic giving to make a lasting impact in the communities we serve.

Stephanie White Director of CRA Compliance

Relevant documents

Human Rights Statement
Code of Ethics
Political Contributions and Activity Policy
Giving Guidelines

Sustainability news

All news